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Finding the finances for your wedding isn’t really as hard if are willing to explore all the different ways to approach your wedding finances. Read on ahead for the best ways to achieve marital bliss without breaking the bank.
Parents of the bride and groom may wish to contribute to the wedding expenses, so it would be a good idea to ask them first if you’re a little short on funds. Most parents usually set aside a certain amount of money to contribute to their children’s wedding expenses.
Even if you don’t think its possible in your case, it doesn’t hurt to ask! Chances are that the conversation would be a lot easier to have if you intend to involve them in your wedding.
Involve them in your wedding preparations. They might even put an extra dollar if they feel you are listening to their suggestions. If talking to family is out of the question, don’t worry There are still many other options to help you deal with your wedding finances, without you having to call off your big plans.
Set a Budget
Before you begin planning your big day, it’s important to figure out the maximum amount of money that you and your partner would be comfortable with spending on the occasion. Opening a separate bank account for your wedding expenses would force you to stay within budget without overspending.
Once you set the budget, determine an amount you have to put in every month to reach your goals. You might want to cut down on your additional expenses in order to achieve your set budget.
If you feel that you might not be able to save the set amount till your big day, consider moving your date a little further. Or look for a side income.
Take out a loan
Most people consider their wedding day to be a once-in-a-lifetime event, so taking out a loan for the perfect wedding makes sense. You can find some of the best personal loans for 2019 to see if there is one that would work for you. With that being said, a loan should only be taken out as an absolute last resort. You don’t want to put the burden of a new loan on you or your spouse!
Plan Your Big Day Wisely
As the big day nears, chances are that there will be bumps in the road, and unexpected costs do tend to crop up from one place or another. After you’ve set your budget, be sure to cut down your guest list as much as possible.
Your ex-colleagues from your last job won’t be jumping with joy when attending your wedding. By sticking to close family and friends only, you can cut down on your per-guest costs significantly. Plus, celebrating with the close few is a happy and profound experience.
It would also be a good idea to plan your wedding outside of the peak wedding season. For most places, this is usually between June and September.
Avoid Saturdays if possible, since Saturdays are usually the most popular day of the week for a wedding. By avoiding peak seasons, you might have your venue at even half the original cost. Make Google your friend when looking for new finds.
When it comes to wedding decorations, look into Pinterest. You will likely find some very fresh ideas. With Pinterest, there’s always a chance you will get lost with so many ideas. Just remember to keep it simple.
Don’t spend too much on an elaborate wedding cake. Chances are that a $500 three-tier cake from your local baker would taste just as good as the $2000 artisan wedding cake. Another good option is to look for newbies. They are willing to offer you discounts if you refer them to friends and family later on.
The same goes for a wedding photographer. You don’t have to hire the big guns. Look for fresh graduates. Not only are they brimming with fresh ideas, but they are willing to go an extra mile to please you.
Don’t feel bad asking for discounts. Enlist the help of your family and friends. If there’s an event planner in your social circle, ask her for help. Talk to her about your budget restraints.
Don’t spend a fortune on your engagement ring! Your friends might gush over it, but you may not have any money left over for the wedding itself.